As another hard, yet necessary, announcement hits South Africans we start wondering if the changes that have been taking place during March and April 2020 will make us or break us.

The entertainment industry in South Africa is an intimate industry, where everyone knows everyone. At KEU we were at the forefront of some of the implications when the first announcement was made to ban all large gatherings and the devastating affect it had on our insureds.

Where possible we immediately proceeded to endorse Event Liability and similar policies to postpone dates for events. Where that was not possible we refunded premiums for events that could not take place.

As premium finance companies would not allow payment holidays we proceeded to reduce the current equipment and drone All Risk cover to Fire and Theft to assist with the financial burden for some of our freelancers, DJ’s, hiring companies etc. In some unfortunate cases we had to cancel policies and in return refunded the premiums. We assisted our Film clients by keeping them insured during the hiatus period for no additional or very limited premiums.

In terms of claims, for our fortunate insured's who had Event Cancellation policies in place prior to the Covid-19 exclusion, we are currently assisting in finalising interim reports and claim payments for events that were cancelled or postponed.

In these trying times it does get difficult sometimes to stay positive. However it is times like these that define us, shape us and make us the supernovas which we are.

Specialising in entertainment insurance, it is absolutely heart-breaking to have to cancel policies for industry leaders who have been operating for years. This is not the end. Just like the Banksia seed we sometimes need a disaster like a fire in order for us to survive and grow.

The Entertainment Industry is currently working on very interesting and creative ideas during lockdown and KEU will be ready to assist with underwriting solutions.

Remember if you can dream it we can insure it. By securing our safety, Lock down has only limited our traveling ability (and perhaps some bad habits) but it could never stop us from evolving and dreaming.

Should you require any further assistance with your current policies, or want some additional information on future policies please contact our underwriters on either email at This email address is being protected from spambots. You need JavaScript enabled to view it. (083-454-6080 ) or This email address is being protected from spambots. You need JavaScript enabled to view it. (083-234-2242)