Website Terms & Conditions

If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy, govern KEU Underwriting Managers' relationship with you in relation to this website. The term "KEU Underwriting Managers" or "us" or "we" refers to the owner of the website. The term "you" refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we are liable. It is your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without KEU Underwriting Managers' prior written consent.
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of South Africa.

Your use of any information or materials on this website is entirely at your own risk, for which we are not liable.

Legislation Updates

At KEU, we keep abreast of legislation that may affect your industry and regularly evaluate our products to ensure that we comply with the latest requirements and best practice. Please check back regularly for updates to this section.

Safety at Sports and Recreational Events

In August 2010, the Safety at Sports and Recreational Events came into effect. The legislation arose out of a commission of enquiry into a 2001 incident at Ellis Park soccer stadium in which 43 spectators died. The events industry is directly affected by this Act, which governed opportunities presented by the FIFA Soccer World Cup 2010.

The Act instructs a controlling body, an event organiser, or a venue owner to put certain measures in place to ensure the physical safety and security of persons and property at an event.

Event organisers are expected to furnish the National Commissioner with a schedule of events in advance so that the Commissioner can decide on the safety and security risks associated. Criteria include the popularity of a participating team, the expected crowd attendance, the event's location and the physical nature and structure of the stadium. The Commissioner has the power to cancel events.

Stadium or venue owners are expected to have safety certificates, and the legislation outlines the measures to be applied to ensure safety and security at events. All events categorised as medium or high risk are to have a safety and security planning committee.

Inspectors have the power to enter venues and business premises to assess compliance with the Act's provisions. An appeal board adjudicates on appeals to decisions taken in terms of the Act.

The penalties for offences under the Act range from a fine; to imprisonment for 5 to 20 years; or both a fine and imprisonment.

Product Leaflet Disclaimer

These documents are only intended as an indication of terms and conditions of the prize indemnity, event cancellation, event liability, film producers' liability or all risk insurance policies. The legally binding terms and conditions are contained in our policy schedule and wordings.